Filing a workers’ compensation claim can feel overwhelming, especially when you’re recovering from an injury. A single mistake can delay benefits or even result in a denial. Knowing what to avoid can make the process smoother and help you secure the compensation you deserve.
1. Not Reporting Your Injury Right Away
One of the most common mistakes is waiting too long to report your injury. Even a short delay can raise questions about when or where the injury happened. Always notify your supervisor or HR department as soon as possible, and make sure your report is in writing for documentation purposes.
2. Skipping Medical Treatment or Delaying a Doctor Visit
If you don’t see a doctor immediately, the insurance company may argue your injury isn’t serious or wasn’t work-related. Prompt medical attention protects both your health and your claim. Follow all medical recommendations, attend follow-up appointments, and keep records of every visit.
3. Not Filing the Claim Correctly
Workers’ compensation claims involve detailed forms and strict deadlines. Missing a step can lead to a denial. Work closely with your employer and an attorney to ensure all documents are submitted accurately and on time.
4. Assuming Your Employer or Insurance Company Will Handle Everything
While your employer is required to file certain documents, they aren’t responsible for ensuring your claim is approved. Take an active role in your case. Keep copies of every report, medical note, and correspondence. Staying organized puts you in control of your claim.
5. Not Seeking Legal Guidance
Many workers wait until their claim is denied to contact an attorney, but early legal advice can prevent mistakes from the start. A workers’ compensation lawyer will ensure you meet deadlines, collect evidence, and navigate disputes with the insurance company.
Why It Matters
Avoiding these common mistakes increases your chances of getting the benefits you need to recover. At The Law Office of Stephen J. Dennis, we’ve helped countless workers get compensation for medical expenses, lost wages, and long-term injuries. A free consultation can give you clarity and peace of mind, no matter where you are in the process.
